Minnesota

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Rosemount, Minnesota CD Rates – 6-Month

You are viewing rates from banks across Rosemount





Below are the best six-month CD Rates from banks with branches in Rosemount, Minnesota . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Rosemount, MN - August 2, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 1.00% → 4.00%

Rate History: 4.05% → 4.10% → 4.05% → 3.85% → 3.75%

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 1.50% → 4.50%

Rate History: 4.09% → 4.05% → 3.55% → 3.30%

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

0.60%

$100,000

17.22

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0.60%

$100,000

14.98

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| Feb 4, 2021

Yes Read More

0.55%

$100,000

14.48

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0.50%

$10,000

17.22

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0.50%

$10,000

14.98

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0.50%

$10,000

23.55

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0.45%

$100

13.79

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| Feb 4, 2021

Yes Read More

0.45%

$10,000

14.48

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0.45%

$10,000

18.35

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0.45%

$10,000

17.47

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0.40%

$10,000

18.57

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0.40%

$10,000

18.35

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0.40%

$100,000

16.21

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0.40%

$10,000

18.51

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0.40%

$10,000

18.70

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0.40%

$10,000

14.46

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0.35%

$100,000

18.12

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0.35%

$100,000

18.71

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0.30%

$250

14.74

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0.30%

$10,000

19.75

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0.30%

$100,000

21.95

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0.30%

$10,000

16.21

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| Jan 12, 2023

Everything will be fine until you have a problem with a charge. I have been disputing an unauthorized charge for nine months without any resolution. I haven't been presented any evidence in that time that ... Read More

0.25%

$10,000

21.95

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0.25%

$10,000

8.55

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0.25%

$10,000

7.17

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0.25%

$10,000

18.12

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0.25%

$10,000

23.04

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0.25%

$10,000

17.66

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0.25%

$10,000

17.64

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0.22%

$10,000

14.36

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$100,000

23.55

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0.20%

$10,000

18.10

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0.20%

$10,000

24.96

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0.20%

$10,000

8.55

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0.20%

$10,000

18.74

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0.20%

$10,000

14.08

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0.20%

$10,000

18.71

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0.20%

$10,000

18.26

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0.20%

$25,000

19.86

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.15%

$10,000

23.55

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0.15%

$10,000

4.52

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0.15%

$10,000

10.57

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0.15%

$10,000

22.92

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0.15%

$10,000

21.23

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0.14%

$10,000

17.63

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0.13%

$10,000

23.55

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0.12%

$100,000

23.55

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0.10%

$2,500

0.62

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0.10%

$2,500

15.50

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0.10%

$10,000

23.55

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0.10%

$10,000

8.55

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0.10%

$1,000

19.86

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0.09%

$10,000

23.55

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0.08%

$10,000

23.55

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| Dec 3, 2020

Premier Bank stole my first HSA. The bank claims to have reached out to me before doing this, even though they had my correct and current phone number on file, but after some time of not using the mone... Read More

0.07%

$100,000

23.55

Learn More

0.05%

$1,000

14.98

Learn More

| May 24, 2016

SIR: I WOULD LIKE TO OPEN AN ONLINE ACCOUNT WITH YOUR BANK IN MN!!! COULD YOU HELP ME WITH THAT??? MY EMAIL ADDRESS IS: tepysutsak@gmail.com. THANK YOU Read More

0.05%

$10,000

13.04

Learn More

0.05%

$10,000

23.55

Learn More

0.01%

$10,000

23.55

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Rosemount, MN - August 2, 2025


Branch Street City State
Prime Security Bank
Eagan Branch
1595 Thomas Center Drive Eagan MN
Ameriprise Bank, FSB
Ameriprise National Trust Bank Branch
901 3rd Avenue South Minneapolis MN
Bank of America, National Association
Lake Calhoun Branch
2700 Hennepin Ave S, Suite 101 Minneapolis MN
Ameriprise Bank, FSB
Ameriprise National Trust Bank Branch
901 3rd Avenue South Minneapolis MN
VisionBank
Visionbank Branch
4725 Highway 7 Saint Louis Park MN
Bell Bank
Colonnade Branch
5500 Wayzata Boulevard Golden Valley MN
Bell Bank
Colonnade Branch
5500 Wayzata Boulevard Golden Valley MN
Wells Fargo Bank, National Association
Eden Prairie Village Branch
16550 West 78th Street Eden Prairie MN
Woodlands National Bank
Minneapolis Branch
1113 E. Franklin Ave Minneapolis MN
Alliance Bank
St Paul Branch
55 E Fifth St, Suite 115 Saint Paul MN
Farmers & Merchants Savings Bank
Vadnais Heights Branch
845 East County Road 32 Vadnais Heights MN
Think Mutual Bank
Edina Branch
3655 Hazelton Road Edina MN
Woodlands National Bank
Minneapolis Branch
1113 E. Franklin Ave Minneapolis MN
Alliance Bank
St Paul Branch
55 E Fifth St, Suite 115 Saint Paul MN
Frandsen Bank & Trust
Frandsen Bank & Trust Branch
116 Central Street West Lonsdale MN
Tradition Capital Bank
Tradition Capital Bank Branch
7601 France Avenue South, Suite 140 Edina MN
Farmers & Merchants Savings Bank
Vadnais Heights Branch
845 East County Road 32 Vadnais Heights MN
Think Mutual Bank
Edina Branch
3655 Hazelton Road Edina MN
Citizens Community Federal National Association
Oakdale Branch
7035 10th Street N Oakdale MN
Star Bank
Eden Prairie Branch
250 Prairie Center Drive Eden Prairie MN
CorTrust Bank National Association
Woodbury Branch
9740 Tamarack Rd Woodbury MN
Citizens Community Federal National Association
Oakdale Branch
7035 10th Street N Oakdale MN
North American Banking Company
North American Banking Company Branch
4999 France Avenue Minneapolis MN
Luminate Bank
Equity Bank Branch
5900 Green Oak Drive Minnetonka MN
Park State Bank
Park State Bank - Lafayette Bldg. Br Branch
1108 Nicollet Mall Minneapolis MN
Drake Bank
Drake Bank Branch
60 Plato Boulevard, Suite 100 Saint Paul MN
Community Resource Bank
Community Resource Bank Branch
1605 Heritage Drive Northfield MN
Platinum Bank
Platinum Bank Branch
7667 10th Street North Oakdale MN
Great Southern Bank
Edina Branch
6545 France Avenue South Suite 130 Edina MN
Northeast Bank
Northeast Bank Branch
77 Broadway Street, N.E. Minneapolis MN
MidCountry Bank
Minnetonka Branch
14617 Highway 7 Minnetonka MN
North American Banking Company
North American Banking Company Branch
4999 France Avenue Minneapolis MN
First Bank & Trust
Edina Branch
3316 West 66th Street Edina MN
MidCountry Bank
Minnetonka Branch
14617 Highway 7 Minnetonka MN
Merchants Bank, National Association
Lakeville Branch
18550 Joplin Avenue Lakeville MN
Castle Rock Bank
Detached Facility Branch
22140 Chippendale Avenue Farmington MN
Community Resource Bank
Community Resource Bank Branch
1605 Heritage Drive Northfield MN
Highland Bank
Ridgedale State Bank Branch
1700 Plymouth Road Minnetonka MN
Bridgewater Bank
Saint Louis Park Branch
4400 Excelsior Boulevard Saint Louis Park MN
First Western Bank & Trust
Eden Prairie Branch
100 Prairie Center Drive Eden Prairie MN
Coulee Bank
Highland Park Branch
742 Grand Avenue Saint Paul MN
Frandsen Bank & Trust
Frandsen Bank & Trust Branch
116 Central Street West Lonsdale MN
MidWestOne Bank
Eden Prairie - Branch 26
6640 Shady Oak Road Eden Prairie MN
First State Bank and Trust
St. Andrews Village Branch
240 East Avenue Mahtomedi MN
Merchants Bank, National Association
Lakeville Branch
18550 Joplin Avenue Lakeville MN
Union Bank and Trust Company
Union Bank And Trust Company Branch
312 Central Avenue Minneapolis MN
Scale Bank
Fidelity Bank Branch
7600 Parklawn Avenue Edina MN
Platinum Bank
Platinum Bank Branch
7667 10th Street North Oakdale MN
North Star Bank
North Star Bank Branch
1820 North Lexington Avenue Roseville MN
Lake Elmo Bank
Echo Ridge Branch-Senior Housing
1033 Greshwin Avenue Oakdale MN
Frandsen Bank & Trust
Frandsen Bank & Trust Branch
116 Central Street West Lonsdale MN
Deerwood Bank
Deerwood Bank Branch
14295 Cedar Avenue Apple Valley MN
Gateway Bank
Gateway Bank Branch
745 Market Street Mendota Heights MN
Heritage Bank Minnesota
Dennison Branch
37470 First Ave. Court Dennison MN
BNC National Bank
Bnc Minneapolis Branch
650 Douglas Drive Golden Valley MN
Sunrise Banks, National Association
Blaisdell Avenue Branch
2100 Blaisdell Avenue North Minneapolis MN
Frandsen Bank & Trust
Frandsen Bank & Trust Branch
116 Central Street West Lonsdale MN
Frandsen Bank & Trust
Frandsen Bank & Trust Branch
116 Central Street West Lonsdale MN
The First State Bank of Rosemount
The First State Bank Of Rosemount Branch
3025 145th Street West Rosemount MN
New Market Bank
Prior Lake Branch
4719 Park Nicollet Ave Se Suite 100 Prior Lake MN
Frandsen Bank & Trust
Frandsen Bank & Trust Branch
116 Central Street West Lonsdale MN
Merchants Bank, National Association
Lakeville Branch
18550 Joplin Avenue Lakeville MN
Lake Elmo Bank
Echo Ridge Branch-Senior Housing
1033 Greshwin Avenue Oakdale MN
Frandsen Bank & Trust
Frandsen Bank & Trust Branch
116 Central Street West Lonsdale MN
Frandsen Bank & Trust
Frandsen Bank & Trust Branch
116 Central Street West Lonsdale MN
Premier Bank
Roseville Branch
1875 West Highway 36 Roseville MN
Frandsen Bank & Trust
Frandsen Bank & Trust Branch
116 Central Street West Lonsdale MN
First Farmers & Merchants National Bank
St. Paul Branch
332 Minnesota Street Saint Paul MN
Premier Bank Minnesota
Bloomington Branch
500 West 98th Street Bloomington MN
Sterling State Bank
Savage Branch
14185 Highway 13 South Savage MN
Frandsen Bank & Trust
Frandsen Bank & Trust Branch
116 Central Street West Lonsdale MN
Frandsen Bank & Trust
Frandsen Bank & Trust Branch
116 Central Street West Lonsdale MN


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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